Disposal Income
Disposal income is my favorite sort of money – you can do whatever you want with it! However, you should try to control how much you carry with you, as you’ll always end up spending more than you need to. Can you guess how much disposable income the average American household has?

Recent surveys show that it’s about $18,000 per year. Now, that may sound like a lot, but let’s be real; it goes by fast! People only save 8% of their disposable income. I guess the rest of it is going towards avocado toast and Netflix subscriptions. Try to save more of it!
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