People Share Their Favorite Money-Saving Hacks That Actually Work for Them

This next hack is right in line with my personal favorite money-saving tip, which I call “cheap indulgences.” Going out for pizza or ice cream can be very pricey and add up really quickly, but sometimes you are just desperate for a treat. So what do you do?

The answer is to plan ahead. Buy your favorite cheap frozen pizza when it’s on sale and save it for a night that you just really want that cheesy junk food goodness. Or make sure you have the (extremely affordable) ingredients on hand to make a mug cake for when you want something sweet. Find something affordable that you like, instead of denying yourself things until one day you snap and spend $60 on a fast food spree.