#2: Cold, Cold Heart
This next tip is one I struggle with a lot. I don’t know about you guys, but there are few things in this world I hate as much as being cold. The temptation to crank the heat up in my house, especially on a cold winter night, is something that I have a hard time resisting. And I’m sure I’m not the only one.

But anyone who has gotten an unpleasant surprise when they opened their utility bill at the end of a cold month knows the sad truth that keeping yourself warm can be an expensive undertaking. A much better idea would be finding cheaper ways to stay warm, like what this person suggested.
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