#13: Paycheck to Paycheck
Living paycheck to paycheck – it’s a lifestyle that many of us are all too familiar with. Surveys show almost 80% of Americans live this way, with little to no savings to fall back on. On the one hand, it’s a hard way to live – but you also get to be creative with it.

For example, turning off the lights every time we leave a room or using coupons for everything from groceries to haircuts. It’s like a game, and we’re all in it together. And who knows, maybe someday we’ll look back on these times and laugh – or at least chuckle wryly – about our misfortunes.