#3: Extra Money
If you’re like me, you’re always looking for ways to stretch your budget slightly further. That’s why it’s mind-boggling to think that some people have enough money left over at the end of the month to save. According to a recent study, nearly a third of Americans have extra cash to put away each month.

Meanwhile, the rest of us count the days until our next paycheck to afford basic necessities like rent and groceries. I’m convinced that these people must be magical creatures who subsist on air and sunshine because I can’t imagine how anyone has that much money left over after bills and expenses!