#8: No Money
Have you ever looked at your bank account and realized you have zero dollars and zero cents to your name? It’s a pretty scary feeling, and unfortunately, it’s quite common. Recent studies show that almost a third of Americans have found themselves with no money for an entire month at some point.

During this time, ramen noodles and tap water become your best friends. Going out with friends suddenly becomes a luxury you can’t afford. But hey, at least it makes you appreciate the little things in life, like a free sample at the grocery store or a sunny day. Silver linings, right?