#16: Luxuries Come Last
There is no denying that the world we live in today allows us to get what we want easier than we were able to in the past. So not only is it easier to acquire certain items, but the temptation is much higher than it has ever been before. We are constantly being shown things that we need to buy, but we’re pretty sure you’ll thank yourselves later for having put your money into a savings account and not into a handbag.
So the next time you want to buy a luxury item, make sure that you have taken these steps before doing so… Once you have paid your bills, put money into your savings account, and managed to buy all the necessary items for living, if you have money left over, you can then splurge on your luxury item.