MoneyTree Studio

Finance

Frugality

42 Hacks About the Humble Egg We Didn’t Know We Needed

Let's be honest; there are a few ingredients as versatile and beloved as the humble egg. From breakfast classics to dinner staples and desserts, eggs find their way into countless recipes. But what if we told you that there's a treasure trove of egg hacks waiting to elevate your cooking to the next level? Get ready to discover all the egg hacks you never knew you needed in your [...]

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19+ Invaluable Money-Saving Tips You Might Want to Remember for a Rainy Day

There is no denying that things aren't always as simple as they seem when it comes to making money and saving money. Knowing how to budget and only spend according to what you need isn't easy. So, instead of feeling like you are at your wit's end and worrying about not making the best of your monthly wage, why not take the advice of people on the Internet? We know it might [...]

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People Share Their Favorite Money-Saving Hacks That Actually Work for Them

Do you want to save more money? Of course, we all do. I don't know anybody who wouldn't be happy to have a little extra cash in hand. To have more money, you can do one of two things: you can make more money, or you can spend less money. But sometimes, that's much easier said than done. What are the best ways to save money? If you're looking for some helpful hacks, you have [...]

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Internet Users Share Their Two Cents on the Fine Line Between Being Frugal and Being Cheap

Frugal versus cheap: for many people, there isn't a difference between these two words; they are just different ways of saying the same thing. But as someone who considers herself frugal, allow me to assure you that there is a world of difference between being frugal and being cheap. Being frugal means waiting to buy those new boots until they are on sale. Being cheap means [...]

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People Share Their Favorite Money-Saving Hacks They Discovered This Year That Changed Their Perspective

Do you want to save more money? Of course, we all do. I don't know anybody who wouldn't be happy to have a little extra cash in hand. To have more money, you can do one of two things: you can make more money, or you can spend less money. But sometimes, that's much easier said than done. What are the best ways to save money? If you're looking for some helpful hacks, you have [...]

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Internet Users Share Their Two Cents on the Fine Line Between Being Frugal and Being Cheap

Frugal versus cheap: for many people, there isn't a difference between these two words; they are just different ways of saying the same thing. But as someone who considers herself frugal, allow me to assure you that there is a world of difference between being frugal and being cheap. Being frugal means waiting to buy those new boots until they are on sale. Being cheap means [...]

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America’s Addiction: Bad for Your Wallet, Bad for Your Waistline

Yes, we're talking about soda and other sweet drinks. The average U.S. household spends at least $850 annually (over $2.30 per day) on soft drinks, according to a Times magazine published a decade ago. Today, that number is expected to be higher, with the U.S. Bureau of Labor Statistics showing a more than 45% increase in the price of soda over the last four years (2018-2022). [...]

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How to Save Money this Year by Paying Off Debt

The average American had a whopping $96,371 in debt in 2021. This is unfortunate because debt keeps you from reaching your long-term financial goals. Also, the stress of debt can be crushing, leading to serious health troubles, marriage failures, and negative credit score outcomes (30% of your credit score is based on debt). To make matters worse, with recent inflation eroding [...]

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Proven Ways to Increase Your Self-Control and Spend Less in 2023

Self-control is the ability to control your feelings, emotions, and reactions. Harvard Business Review research shows that people with strong self-control have better health, relationships, finances, and careers. Despite the proven positive outcomes of strong levels of self-control, it is something that is seldom actively worked on by modern humans. In the article below, we [...]

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Famous & Frugal: 6 Celebrities Who Are Good With Money

It's easy to think that celebrities who have a lot of money don't mind spending it and being carefree when it comes to finances. However, you may be surprised to learn that some celebrities are just like us when it comes to handling money - trying to save wherever they can. Ultimately, no matter how much money you earn, it’s important to find satisfaction in saving money. Even [...]

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Help Save The Planet by Being Frugal

It's easy to think that in order to be “green,” you need to rush out and purchase piles of environmental goods, like organic produce and cleaning supplies. In reality, the best way to reduce your carbon footprint and help the planet environmentally is to stop consuming. As a frugal person, you can enjoy life’s simplified pleasures instead of constantly pursuing more. Below are [...]

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5 Ways to Start Living Frugally and Change Your Financial Destiny in 2023

#1: Start a Budget Creating and sticking to a budget is critical for your financial success. Even though it’s not necessarily fun, there are several apps on the marketplace that can help you reach a successful outcome. Below are the three most popular budgeting apps: #2: Cook in Bulk Every extra trip to the grocery store can easily add to your overall grocery [...]

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Elopement vs. Wedding Costs & How to Save Money on Your Big Day

Are you or someone you know getting married soon? Are you trying to tie the knot with your loved one on a budget? In the following article, we will explore the differences between elopement and weddings, as well as how to save money on your big day! Average weddings in the U.S. are not cheap. According to brides.com, the average cost of a wedding in 2018 was $44,000. Of [...]

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Why Being Frugal Doesn’t Work if You Want to be Rich

Do you want to be rich? According to CNBC, six in ten adults say they want to become a billionaire one day, and 44% of U.S. adults believe that they have the available tools to become billionaires. However, digging into the numbers, the picture of an even playing field becomes bleaker. The top 1% of Americans owned a record 32.3% of the nation’s wealth [2021]. This wealth gap [...]

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